✓ probate properties ✓ vacant homes ✓ second homes ✓ landlords
probate properties
Executors, Attorneys & Deputies
One of your first duties is to secure and maintain the value of any assets owned by the deceased or person for who you are acting. If there is a property that is now empty it will be at greater risk and so all reasonable steps should be taken by you to protect it. |
vacant homes & second homes
Giving piece of mind whilst you are travelling or on holiday, or perhaps if you own a second home in our county - We offer you piece of mind knowing that your home is safe, secure and insurance compliant. Most insurance policies are invalidated if you are away for an extended period of time.
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landlords
Many insurers require landlords to regularly check vacant properties to ensure they are secure. Regular checks reduce risk of break-ins, property damage and squatters! We can also offer services for lock changes, meter readings and other adhoc instructions giving you peace of mind and helping to prevent expensive problems.
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✓ insure it
Many policies do not cover properties that are unoccupied for 30 days or more and so you may need to cancel the existing policy and arrange a more suitable one. Executors/Attorneys/Deputies must ensure that there is suitable insurance cover in place for the property and should notify the insurer of the the policy holder’s death or when the homeowner vacates it. The fact that the property is empty must be covered by the policy and the conditions of the policy complied with. If there is no insurance in place then an empty property insurance policy should be taken out.
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✓ secure itCheck and lock all doors, windows, gardens, sheds and outbuildings. Turn off all electrical appliances (save for any alarms).
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✓ check itMost insurers will require frequent property checks for the policy to remain valid and stipulate conditions in order for it to remain valid. Property Checking Cornwall will check properties however frequently you or the policy require. We also offer randomly timed visits - weekly, fortnightly, monthly as required but at different days or the week, or times of the day to limit any security breaches.
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